Items and services that Medicare doesn't cover include, but are
not limited to the following:
- Acupuncture,
- Chiropractic services (with some exceptions),
- Cosmetic surgery,
- Custodial
care (such as help with
bathing or using the
bathroom), except when you also get skilled nursing care in
a skilled nursing facility, at home, or in a hospice,
- Deductibles,
co-insurance, or co-payments
when you get certain health care services,
- Dental care and dentures
(with only a few exceptions),
- Eye care (routine exam), eye refractions (exam that measures
your ability to see at
specific distances), and most eyeglasses (with some exceptions),
- Foot care (routine) like cutting corns or calluses (with few
exceptions), Hearing
aids and exams for the purpose of fitting a hearing aid, Hearing
tests that haven't been ordered by your doctor,
- Laboratory tests
for screening purposes
(with some exceptions), Long-term care, for example, if you
only need custodial care in a nursing home,
- Orthopedic shoes
(with few exceptions),
- Physical exams (routine or yearly).
Medicare will cover a
one-time physical exam
within the first 6 months of enrolling in Part B (co-insurance
and Part B deductible applies),
- Prescription drugs. Most precription
drugs aren't covered
by Part A or Part B, Shots to prevent illness (with some exceptions),
- Syringes or insulin, unless the insulin is used with an insulin
pump, but it may be covered
by Medicare Prescription Drug Coverage (Part D),
and
- Travel (health care
while you're traveling
outside the United States...
with some exceptions).
Medigap policies don't cover long-term care (like care in a nursing
home), vision or dental care, hearing aids, eyeglasses, and private-duty
nursing.
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