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2009 Part A & B Medicare Premiums, Co-Insurance, and Deductibles

2009 Part A & B Cost Recap

2009 Part C Costs for Medigap or Supplemental Insurance

These Costs vary by the programs selected by you. All of these Plans must provide some type of Part D (Prescription Drug Coverage) which will be discussed under Part D. To get free, personal assistance in learning what Medigap Insurance Programs are available in your area, and how much they cost, contact your State Health Insurance Assistance Program.

Costs for Plan D Prescription Drug Coverage

Costs for Plan D Prescription Drug Coverage also vary by the programs selected by you. The Standard Part D Coverage for 2009 is the minimum all companies have to offer. Joining a Part C (Medigap or Supplemental) Plan may also affect your Prescription Drug costs. If you enroll in a Medicare drug plan when you are first eligible you won't have to pay a late-enrollment penalty. Every year (from November 15 - December 31), you can switch to a different Medicare drug plan if your plan coverage changes or your needs change. When you join or switch to a new Medicare drug plan, your coverage will generally begin on January 1 of the following year.

If you enroll in a Medicare drug plan when you are first eligible you won't have to pay a late-enrollment penalty. Every year (from November 15 - December 31), you can switch to a different Medicare drug plan if your plan coverage changes or your needs change. When you join or switch to a new Medicare drug plan, your coverage will generally begin on January 1 of the following year. To determine the availability and costs of each Plan D Prescription Drug Coverage Program available to you in your area based on your actual present or anticipated medication prescriptions, you can use the Official U.S. Government Medicare Website by clicking HERE.